Simplified Success provides you with all the necessary documentations which provide assistance in getting the educational loans.
Basically the concept of education loan is bridge to the finance till the students completes the studies and then let the student pay back the same to the financiers in the form EMI. The student is expected to get the employment on the completion of the course and pay back from the salary. Accordingly, the education loan is generall yin the name of the student. However, the money is always co-borrowed bythe parents in order to securitizethe loan extended to the student.
There are two types of Education loan avaliable for students.
  • Eduaction loan by the public sector banks.
  • The private compines providing the education loan

Eduaction loan by the public sector banks :

Most of the study abroad programs are covered by the public banks for providing education loan. Generally the prefer to know the customers before they provide the loan and accordingly, you should approach the branch of your own bankers. There are 3 slabs of education loan which are popular among most of the banks:
Rs 4 lacs
Based on parents income proof
Rs 7.50 lacs
Based on Guarantor's income proof
Rs 20 lacs
Additional collateral security
The tenure of repayments very convenient for the students such as 10 years for 7.50 Lack loan and 15 years for 20 Lacks loan amount. Also the scheme have 1 year of moratorium period after completion of the study / course. This period allows the student gives time to get the employment.
Till the loan repayment is started in the form of EMI, the parents need to pay the interest rate. Generally the interest rate is around 12%(changes constantly) for boys and a discount on interest rate for 11.5% for girls.
Generally the education loan product has high NPA(Non-Performing Asset) meaning the repayment problems. Accordingly, the bank managers are not very anaxios to give education loan. The responsibility for allotting sanction of education loan remains with bank manager. The risk taking ability of the bank manager is limited especially for education loan

Eduaction loan by Private Companies :

Nowadays there are few companies offering the education loan in the market. HDFC Credilia is one of the pioneers in the field of providing education loan for study abroad to the students. The schemes for individual type of programs and for parents with varied financial background are customized.

Loan For Study Abroad Programs

You can apply for Education loan by simply submitting the following documents:
  • Admission Letter
  • Cost to study for the entire course duration including travel cost
  • Residential proof
  • Income proof
  • Guarantors if any(All the personal and income proof of Guarantors)
  • Copy of the documents for immovable property towards collateral Security
The documents are assessed for the initial screening and the confirmation of the loan is given within 1 week on submission of all the required documnets.

You may either contact our office or directly education loan provider for further information.


We assist you completely while applying for the passport. We provide you with the admission letter that helps in acquiring the passport on Tatkal(immediate) Basis
  • Legalization of Documents
  • We help you with the attestations, translations, and all the other documentation procedures of the student which are required to complete the admission procedure


We ensure 100% visa success rate

Post Departure Services

  1. We accompany our students from the Airport to the University.
  2. We provide the accommodation facilities to our students till they get a hostel room.
  3. We assist you in your hostel registration and allotting you the room
  4. We assist you with the final documentation in the University.
  5. We offer 5-10 minutes complimentary call to our students from the University to your parents/ relatives.
  6. We provide you with a local SIM Card fromthe University.
  7. We assist you in getting enrolment in hostel mess.
  8. We facilitate you in issuance of your library membership card.
  9. We help you in the medical insurance.
  10. We help you for the medical check-up in the University at the time of arrival.
  11. We provide proper assistance in obtaining the Certificate of Equivalence from the Ministry of Education of the Destination Country.
  12. We let you coordinate with University authorities in Monitoring students’ academic progress and behaviour.
  13. We provide you with the suitable information and consultation in obtaining a visa for students’ parents to visit their children.
  14. We assist you in visa extension if required.
  15. We take great care of our students during the entire period of study.
  16. We facilitate in providing visa to the parents for a visit (if needed).
  17. We assist parents in their smooth travel arrangements.
  18. We assist you in getting air tickets during the whole period of study.
  19. We assist our students in enrolling for MCI screening test coaching classes in the University.
  20. If a student wishes to change the room in hostel, assistance is given, provided a genuine reason given by student.
  21. At the time of emergency, complete assistance is provided.